Checking

• NO ATM FEES - Use another financial institution's ATM and we'll refund the fee*
• Low $25 opening deposit and NO minimum balance requirements
• Dividends earned, paid monthly 
• FREE Online Banking, Bill Pay and E-statements 
• Overdraft Protection
• FREE MasterCard® Debit Card 
• First box of checks free
• FREE 24/7 Telephone Transaction Line - MemberLink 
• Access to over 28,000 surcharge-free ATMs nationwide through the CO-OP Network 
• Surcharge-free access to Bank of the West ATMs
• Shared Branching - access your accounts and perform transactions at over 6,000 Shared Branching locations.

* SFPCU will refund ATM surcharges up to $3.00 per out of network ATM transaction; up to six (6) transactions per calendar month. You must have an SFPCU Checking Account in good standing and a Direct Deposit posted to your Checking monthly.

Global ATM Checking - Current Rates

Effective September 1, 2010

To view the Fee Schedule Click Here

Checking Routing Number: 321076496

**Rates/yields may change after you open your account. Fees could reduce earnings on the account. Call for current rates at 415.564.3800 or 415.242.2142 - MemberLink. Above anticipated rates are subject to availability of funds. Dividends are calculated on the Daily Balance and paid monthly.Terms and conditions apply, see About Your Accounts (pdf 267 kb) for more information.

• No annual fees or monthly maintenance fees 
• Dividends earned, paid monthly  
• Low $25 opening deposits and NO minimum balance requirements thereafter
• Access to FREE Online Banking, Bill Pay and E-statements 
• Overdraft Protection
• FREE MasterCard® Debit Card
• First box of checks FREE!
• FREE 24/7 Telephone Transaction Line - MemberLink 
• Access to over 28,000 surcharge-free ATMs nationwide through the CO-OP Network 
• Surcharge-free access to Bank of the West ATMs
• Shared Branching - access your accounts and perform transactions at over 6,000 Shared Branching locations

SFPCU Checking - Current Rates

Effective September 1, 2010

To view the Fee Schedule Click Here

Checking Routing Number: 321076496

**Rates/yields may change after you open your account. Fees could reduce earnings on the account. Call for current rates at 415.564.3800 or 415.242.2142 - MemberLink. Above anticipated rates are subject to availability of funds. Dividends are calculated on the Daily Balance and paid monthly.Terms and conditions apply, see About Your Accounts (pdf 267 kb) for more information.

1. Complete the Online Account Application -  
2. Call us at 800.222.1391
3. Apply in person by visiting a Financial Services Representative at any of our branch locations.

Not a current SFPCU member? Click here for information on how to become an SFPCU member.

• No per check charges
• No annual fees or monthly maintenance fees
• Overdraft Protection
• Low $25 opening deposits and NO minimum balance requirements thereafter
• Access to FREE Online Banking, Bill Pay and E-statements 
• Direct Deposit and Payroll Deduction
• FREE MasterCard® Debit Card 
• FREE 24/7 Telephone Transaction Line - MemberLink 
• Access to over 28,000 surcharge-free ATMs nationwide through the CO-OP Network 
• Surcharge-free access to Bank of the West ATMs
• Shared Branching - access your accounts and perform transactions at over 6,000 Shared Branching locations.

Business Checking - Current Rates

Effective September 1, 2010

To view the Fee Schedule Click Here

Checking Routing Number: 321076496

**Rates/yields may change after you open your account. Fees could reduce earnings on the account. Call for current rates at 415.564.3800 or 415.242.2142 - MemberLink. Above anticipated rates are subject to availability of funds. Dividends are calculated on the Daily Balance and paid monthly.Terms and conditions apply, see About Your Accounts (pdf 267kb) for more information.

To apply for your SFPCU Business Checking Account, please call us at 800.222.1391, or apply in person by visiting a Financial Services Representative at any of our branch locations.

Not a current SFPCU member? Click here for information on how to become an SFPCU member.

• No 'per check' fees or minimum balance requirements
• Access to FREE Online Banking, Bill Pay and E-statements 
• Access to ATM Withdrawals
• First box of checks FREE!
• FREE 24/7 Telephone Transaction Line - MemberLink 
• Access to over 28,000 surcharge-free ATMs nationwide through the CO-OP Network 
• Surcharge-free access to Bank of the West ATMs
• Shared Branching - access your accounts and perform transactions at over 6,000 Shared Branching locations.

*To qualify you must be at least 18 years of age and have established an SFPCU Savings Account in good standing. There can be no previous records of fraudulent activities or outstanding balances with another financial institution or SFPCU.

Balance Checking - Current Rates

Effective September 1, 2010

To view the Fee Schedule  Click Here

Checking Routing Number: 321076496

**Rates/yields may change after you open your account. Fees could reduce earnings on the account. Call for current rates at 415.564.3800 or 415.242.2142 - MemberLink. Above anticipated rates are subject to availability of funds. Dividends are calculated on the Daily Balance and paid monthly. Terms and conditions apply, see About Your Accounts (pdf 267 kb) for more information.

To apply click here to take the online course on "Checking Account Management" and show your completion certificate to an SFPCU staff member who will help you get started.

Not a current SFPCU member? Click here for information on how to become an SFPCU member.