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MEMBERS® Auto Insurance

High quality.  Low rates.  MEMBERS® Auto Insurance Program.   Click for a FREE rate quote!

MEMBERS® Auto Insurance is offered throughout CUNA Mutual Insurance Agency, Inc., owned by America's credit unions and dedicated to serving members' needs.

There's no obligation, so why not call MEMBERS® Auto Insurance toll-free at 888.380.9287, Monday- Friday between 7 a.m. - 12:30 a.m. EST. Saturday from 7 a.m. - 11 p.m. EST, and Sunday from 9 a.m. - 10 p.m. EST. (Please have a copy of your current policy and driver's license number available when you call).

*MEMBERS® Auto Insurance is underwritten by member companies of the Liberty Mutual Group, Boston, MA.

Click here to view our Auto and Homeowners Insurance brochure (pdf 186k)


Guaranteed Auto Protection Plus (GAP Plus)

Attention New Car Owners: Are You Headed For an Expensive Gap?

So you’ve just purchased or leased your dream car…Congratulations! Before you drive off the into the sunset, consider this:

Your brand-new vehicle starts depreciating the moment you drive it off the lot. But if it's stolen or damaged beyond repair before you’re finished paying for it, your auto insurance policy will likely only pay "Actual Cash Value"—which is substantially less than the amount you owe. In fact, the difference can be thousands of dollars.

That’s why you need Guaranteed Auto Protection Plus (GAP Plus) coverage. Should an accident or theft occur, this affordable coverage will bridge the gap between what you owe and what your insurance company will pay. It even covers your deductible up to $1,000, plus pays $1,000 toward the purchase of a replacement vehicle*.

Here’s why you need GAP Plus:

  • GAP Plus pays any remaining balance due on your loan or lease over the payment from your insurance company.
  • GAP Plus pays your auto insurance deductible up to $1,000.
  • GAP Plus pays $1,000 toward a replacement vehicle.*
  • Covers Financing Agreement for the entire loan or lease terms.
  • Delivers all risk protection from Total Loss or Unrecovered Theft as defined.
  • Protection for vehicles valued up to $100,000.
  • No separate cash payment is needed—simply add the cost of GAP to your auto loan.

Don’t keep paying for your dream car after it's gone! For more information, please call our Financial Services Loan Officers at 415.564.3800 or 800.222.1391.

*Please note: The $1,000 towards a replacement vehicle will be paid if there is a deficiency balance.

Guaranteed Auto Protection products are administered by Frost Financial.

Non-deposit investment products are not federally insured, involve investment risk including the possible loss of principal, may lose value and are not obligations of or guaranteed by the credit union or any affiliated entity.