Home Equity Line of Credit
SFPCU's Prime Advantage Home Equity Line of Credit has one of the lowest rates in the market today. Our terms are great, our service unbeatable, and our rates are hot. Don't miss out! Our Home Equity Line of Credit gives you the flexibility to cover college expenses, high-rate debt or simply be ready for anything that might come up.
Prime Advantage Line
- 3.50% APR* for the six month introduction period
- 4.25% APR* Variable Prime Rate thereafter
- Borrow up to $300,000!
- No application fees
- Adjusts only TWICE a year - January and July!
- Possible tax deductions (consult your tax advisor)
For a full range of low-cost financial products and personalized service, you always know where to turn: SF Police Credit Union.
Ready to Apply?
If you have additional questions please call us at 800.222.1391 or email loans@sfpcu.org with your name and your preferred contact method. A Financial Services Real Estate Officer will contact you back with more details.
Electronic mail is not secure, and confidential or personal information should not be communicated in this manner.
*APR=Annual Percentage Rate. As of March 1, 2010, the Prime Rate is 3.25%. Rates thereafter based on Prime + 0.25% margin; Semi-annual adjustments January - July; Floor Rate 4.25%; Ceiling Rate 12%; Maximum Combined Loan-to-value 80% Owner-occupied; A $250 inactivity fee will be imposed if the balance is $0.00 for six consecutive months. Administration fee: $500 if line closed within 1 year. Property insurance is required; flood insurance may be required. SFPCU will pay the flood determination, tax service, credit report and deed of trust recording fees only. The applicant will pay for all other fees, including the appraisal and title fees. Typical fees range from $200 - $1,600. Offer good for primary and second homes in California.