National Latino Peace Officers Visa (NLPOA)
Now you have a unique opportunity to support the NLPOA, just by doing what you do every day—using your credit card.
The NLPOA, in association with The SF Police Credit Union,is proud to offer our members the NLPOA Visa credit card. Most credit cards are merely a method of payment. But not with this credit card—every time you pay for anything with a NLPOA Visa, you will also support the NLPOA at no cost to you.
The NLPOA Visa gives you the opportunity to show your support and enjoy tremendous benefits, including:
- Competitive Rates
- No Annual Fee
- No Balance Transfer Fees
- Access to Your Credit Line Nationwide
- View balances and make payments online
Current Promotions
How to Apply
NLPOA members must also be members of the SF Police Credit Union to apply for the NLPOA Visa. If you are not a member of SFPCU, apply for both SFPCU membership and the NLPOA Visa. If you are already an SFPCU member, you only need to apply for the Visa card
Credit Card Disclosures
Disclosure Table for SF Police Credit Union Visa® Unsecured Credit Cards
| Interest Rates and Interest Charges |
Annual Percentage Rate (APR) for Purchases, Balance Transfers and Cash Advances
|
NLPOA Visa®:9.25% - 18.00%
Variable APR may adjust quarterly with the market based on the Prime Rate as published in the Wall Street Journal, Western Edition (“Index”).
|
| Penalty APR |
None
|
| How to Avoid Paying Interest |
You have 25 days to repay your balance on purchases before a finance
charge is imposed. |
| Minimum Interest Charge |
None |
| For Credit Card Tips from the Federal Reserve Board |
To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at http://www.federalreserve.gov/creditcard. |
| Fees |
| Annual Fee |
None |
| Transaction Fees |
| - Balance Transfer |
None |
| - Cash Advance |
None |
| - Foreign Transaction |
1% of foreign transactions in US Dollars |
| Penalty Fees |
| - Late Payment |
$15 |
| - Over-the-credit Limit |
None |
| - Returned Payment |
$25 |
| Other Fees |
| - Required Insurance |
None |
How We Will Calculate Your Balance: Average daily balance including new purchases.
Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.
Rates effective as of June 2010. Because rates (including margins), fees and terms are subject to change at any time, you may contact us for the current information by calling the Credit Union at 415.564.3800 or 800.222.1391. You must be at least 18 years of age to apply, and show ability to repay future balances or apply with a co-signer if you are under the age of 21.