Personal Loans
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Personal Choice Loan
Product Features
- Can be used for any reason including vacations, tuition, debt consolidation, vehicle repairs, etc.
- Loans up to a maximum of $25,000.00. No security in the form of collateral is required. Maximum installment aggregate total is $25,000.00.
- Low competitive fixed rates.
- Terms up to 60 months, balances over $15,000.00 may extend to 72 months.*
General Information
Apply for this personal choice loan, and upon approval you can use it for almost anything you can think of! For more information, please contact a Financial Services Loan Officer at 800.222.1391.
Overdraft Protection
Product Features
- Loan maximum of up to $2000.00.
- Security of not worrying about overdrawing your account.
- Low competitive fixed rates.
General Information
Provides Overdraft Protection for Share Draft accounts. For more information, please contact a Financial Services Loan Officer at 800.222.1391.
Share (savings) Secured and Certificate Secured Loans
Product Features
- The interest rate is just 3.00% above your savings or certificate rate.
- Convenient, use for any purpose
- Loan term for up to 60 months or the remaining term of the account, whichever is less*
General Information
Use your Share Saving or Share Certificate to secure a low-cost loan. For more information, please contact a Financial Services Loan Officer at 800.222.1391.
Ready to apply?
Please note the following before you apply:
- You must establish SFPCU membership prior to loan funding.
- You may be asked for verification of income by a Financial Services Loan Officer.
*APR = Annual Percentage Rate. Example rate of 10% with 36 monthly payments = $32.28 per $1,000 borrowed. No pre-payment penalty on early payoffs of loans. Rates, Terms and conditions are subject to change without notice.