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About Us

Since 1953, SFPCU has been the credit union of choice for first responders and their families in California, and even beyond when members move away. SFPCU proudly serves law enforcement, fire protection, emergency medical technicians and other agencies within our common bond. Our dedication to our core group results in a satisfied and loyal membership base.

As a non-profit financial institution, SFPCU passes earning on to members in the form of better rates, lower costs and improved services. We serve as a trustworthy partner focused on improving your financial standing today and into the future by evolving with your needs.

Safe & Sound

SFPCU’s leaders guide the credit union on a daily basis using sound fiscal principles with a focus on safeguarding members’ funds. Like the first responders we serve, SFPCU takes a steady, responsible approach to our role. We avoid high-risk decisions that could jeopardize members’ financial standing, and we adhere to lending practices that result in much lower delinquencies than many banks and credit unions.

As a result, SFPCU is positioned as a trustworthy Bay Area credit union where members can rely on us to act responsibly.

Your Deposits are Insured

You trust SFPCU to safeguard your money, and we provide that protection through the National Credit Union Share Insurance Fund (NCUSIF), a fund backed by the U.S. government and administered by the National Credit Union Administration (NCUA). The NCUA is the governing body for federal credit unions and insures savings in credit unions throughout the country.

The NCUSIF insures most accounts up to $250,000, but your accounts can be covered beyond that amount based on the legal vesting of your accounts.

Superior Rating for Safety and Soundnessresized-bauer-sept2015

SFPCU has been awarded the 5-Star Superior rating for safety and soundness every year since 1990 by BauerFinancial, Inc. BauerFinancial is the nation’s leading bank and credit union rating and research firm analyzing the financial industry as a source of unbiased information.

If you have any questions about SFPCU loans or how your accounts are insured, please contact us today.

Service Promises

SFPCU’s Service Promises represent the dedication we have to our membership of first responders in the greater Bay Area. We deliver platinum-level service while prioritizing your needs to improve your financial standing and simplify money management.

Our Promise To You Is...

  • To Welcome you with a friendly tone and smile
  • To Demonstrate a can-do attitude
  • To Provide you with valuable solutions
  • To Respond to your service needs promptly and accurately
  • To Thank You for your business

If we do not fulfill these promises, we will credit your account $5. Just tell us!

Financial Services for First Responders
  • Federally insured by the National Credit Union Administration
  • Equal Housing Opportunity
  • NMLS ID# 409710

APR = "Annual Percentage Rate". Actual APR is based on your credit profile and may be higher than the lowest rate available. Posted rates may include promotional discounts and other terms and conditions. APY = "Annual Percentage Yield". Rates are subject to change without notice.

SFPCU proudly provides banking and loan solutions for police, firefighters, EMTs and other first responders and their families in CA and beyond. Member eligibility

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