SFPCU’s leaders guide the credit union on a daily basis using sound fiscal principles with a focus on safeguarding members’ funds. Like the first responders we serve, SFPCU takes a steady, responsible approach to our role. We avoid high-risk decisions that could jeopardize members’ financial standing, and we adhere to lending practices that result in much lower delinquencies than many banks and credit unions.
As a result, SFPCU is positioned as a trustworthy Bay Area credit union where members can rely on us to act responsibly.
Your Deposits are Insured
You trust SFPCU to safeguard your money, and we provide that protection through the National Credit Union Share Insurance Fund (NCUSIF), a fund backed by the U.S. government and administered by the National Credit Union Administration (NCUA). The NCUA is the governing body for federal credit unions and insures savings in credit unions throughout the country.
The NCUSIF insures most accounts up to $250,000, but your accounts can be covered beyond that amount based on the legal vesting of your accounts.
Superior Rating for Safety and Soundness
SFPCU has been awarded the 5-Star Superior rating for safety and soundness every year since 1990 by BauerFinancial, Inc. BauerFinancial is the nation’s leading bank and credit union rating and research firm analyzing the financial industry as a source of unbiased information.
If you have any questions about SFPCU loans or how your accounts are insured, please contact us today.