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We will be performing Online Banking maintenance on Saturday, September 23 and Sunday, September 24. Maintenance will begin each night at 9:00 p.m. PST and end by 1:00 a.m. PST the following morning. During the maintenance windows, you may experience brief interruptions in service. 
Account Regulations

Fee Schedule

Fees and Charges

Effective date: January 20, 2017

Fees and Charges
Corporate Check $3.00
Duplicate Statement $2.00
Photocopy of Corporate Check $5.00
Returned Insufficient Funds $25.00
Paid Insufficient Funds $25.00
Copy of Cleared Check
Two checks per month No Charge
After two per month $3.00
Retrieval of Original Copy within 60 Days $4.00
Check Printing Printer's Price (Including tax and shipping)
Overdrawn Fee $25.00
Stop Payment ACH / Corporate / Check $25.00
Courtesy Advance OD Fee $25.00
Account Activity Printout (Since statement) $2.00
Returned Check Deposit $25.00
Account Reconciliation/Research $25.00/hr (Or actual cost if higher)
IRS Levy/Legal $25.00/Occurrence
Collection Item $25.00 + Actual Cost
Outgoing Wire Transfer (Call for instructions)
Domestic $20.00
Foreign $46.00
Incoming Wire Transfer (Call for instructions) $5.00
Foreign Check Collection $25.00 + Actual Cost
Escheat Notice $2.00
Rolled Coins (Up to ten rolls per day) No Charge (Five cents a roll thereafter)
Verification of Deposit $10.00
(Automatically debited from your Credit Union Account)
Dormant Account Fee $5.00/Monthly
Membership Closure Fee $10.00
Member Locator Fee $5.00/Annually
Non-member Check Cashing $5.00 per Check

Debit Cards

Fee or Charge Amount
Replacement of Card $5.00
Replacement of Card Overnight Rush Fee $45.00
PIN Reissue (if system generated) $3.00
(No charge if you come into the Credit Union and create your own PIN number)
PIN Reissue Overnight Rush Fee $45.00
Returned Deposit $25.00
Deposit Adjustment Actual Cost
ATM Empty Envelope Deposit $25.00

Online Banking and Bill Pay Services

Fee or Charge Amount
Online Access to Your Account No Charge
Basic Bill Payment Service No Charge
Stop Payment of Bill Pay Check $25.00

Notary Services (by appointment)

Fee or Charge Amount
First Signature No Charge
Each Signature thereafter (Not to exceed four signatures per appointment) $10.00

Balance Checking Account

Fee or Charge Amount
Monthly Service Charge $10.00

  • Accessibility
  • Federally insured by the National Credit Union Administration
  • Equal Housing Opportunity
  • NMLS ID# 409710

APR = "Annual Percentage Rate". Actual APR is based on your credit profile and may be higher than the lowest rate available. Posted rates may include promotional discounts and other terms and conditions. APY = "Annual Percentage Yield". Rates are subject to change without notice.

SFPCU proudly provides banking and loan solutions including checking accounts, credit cards, auto loans and more for police, firefighters, EMTs and other first responders and law enforcement and their families in the Bay Area and beyond. Visit us at one of our branches in San Francisco, Pleasanton, San Mateo or Oakland, CA or check if you are eligible for membership and apply online today.

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