SFPCU is Safe and Sound
You can be rest assured that SF Police Credit Union is protecting you and your money.
SF Police Credit Union is Here for You!
- SFPCU has over 14% of capital in reserve compared to the credit union average of 10% and the bank average of 8.9%.1
- SFPCU is not involved and has not engaged in risky Lending, therefore have not taken on the risk of those loans defaulting.
- SFPCU maintains a very low loan delinquency overall in comparison to many banks and credit unions.
Your Deposits are Insured
Your deposited funds are protected by the NCUSIF (National Credit Union Share Insurance Fund) as administered by the NCUA (National Credit Union Administration)*. This is a government agency. NCUSIF insures most accounts up to $250,000 and IRA accounts up to $250,000. To read more about these agencies and share insurance coverage, click here. You can estimate how much coverage you have by going to a Share Insurance Estimator Tool by clicking here.
SFPCU has a 5-Star Superior Rating for Safety and Soundness
Since 1990 the SF Police Credit Union has been awarded the 5-Star Superior rating for safety and soundness from BAUERFINANCIAL, Inc. BAUERFINANCIAL is the nation's leading independent bank and credit union rating and research firm. They independently analyze the financial industry and are a source for unbiased bank and credit union star-ratings. For more information on the rating, please visit http://www.bauerfinancial.com/ratings.html.
If you have any questions regarding loans or how your accounts are insured, please contact us at 800.222.1391.
1Credit Union National Assn. (CUNA), Washington, DC 2010-11 Forecast.
*Only Deposit Accounts are federally insured by the NCUA. Non-deposit investment products are not federally insured, involve investment risk including the possible loss of principal, may lose value and are not obligations of or guaranteed by the Credit Union or any affiliated entity.