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ONLINE BANKING MAINTENANCE
We will be performing Online Banking maintenance on Saturday, September 23 and Sunday, September 24. Maintenance will begin each night at 9:00 p.m. PST and end by 1:00 a.m. PST the following morning. During the maintenance windows, you may experience brief interruptions in service. 
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Checking

Balance Checking

We understand that difficult economic conditions and unfortunate events can wreck a member’s finances. If your checking account history is checkered, SFPCU’s Balance Checking Account gives you a fresh opportunity to re-establishing your financial standing.

We support members’ needs for a second chance. This account will get you back on your feet while providing ATM access without any minimum balance requirements. SFPCU is a police, fire and emergency personnel credit union in California dedicated to improving our members’ lives.

Open Your Account Switch to SFPCU Checking

Features & Benefits

  • No per-check charges
  • Free first box of checks
  • 24/7 access to MemberLink, SFPCU’s telephone transaction line
  • Fee-free access to more than 30,000 ATMs nationwide through the CO-OP Network plus more than 5,000 shared branch locations to make deposits and withdrawals
  • $10 monthly service charge

For debt management information, as well as worksheets that can help you with budgeting concerns SFPCU members have access to the BALANCESM Financial Fitness Program by clicking here.

Balance Checking
Rates Effective: September 1, 2017
AccountMin. to OpenMin. to Earn APYTermDividend RateAPY
Balance Checking$25NoneOpen-ended0.00%None

Current Fee Schedule

**Rates/yields may change after you open your account. Fees could reduce earnings on the account. Call for current rates at 415.564.3800 or 415.242.2142 - MemberLink. Above anticipated rates are subject to availability of funds. Dividends are calculated on the Daily Balance and paid monthly. Terms and conditions apply, see About Your Accounts (pdf 267 kb) for more information. BALANCE is a service provided as a benefit for members and is not affiliated with SFPCU.

Open your Checking Account today through our online account application or by calling SFPCU at 800.222.1391. You also can visit one of our convenient branch locations.


  • Accessibility
  • Federally insured by the National Credit Union Administration
  • Equal Housing Opportunity
  • NMLS ID# 409710

APR = "Annual Percentage Rate". Actual APR is based on your credit profile and may be higher than the lowest rate available. Posted rates may include promotional discounts and other terms and conditions. APY = "Annual Percentage Yield". Rates are subject to change without notice.

SFPCU proudly provides banking and loan solutions including checking accounts, credit cards, auto loans and more for police, firefighters, EMTs and other first responders and law enforcement and their families in the Bay Area and beyond. Visit us at one of our branches in San Francisco, Pleasanton, San Mateo or Oakland, CA or check if you are eligible for membership and apply online today.

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