Checking

Courtesy Advance

Don’t worry, SFPCU has your back. Few things are more humiliating than a returned check, and then you have to deal with the extra fees that accompany the overdraft. SFPCU’s Courtesy Advance protects you against the hassle of an overdraft.

You don’t have to take any action to cover overdrafts on your checks and automatic electronic payments. Courtesy Advance is available as soon as you open your account. You pay for Courtesy Advance only when you use it.

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Features & Benefits

  • Provides a financial safety net in case you overdraw your account
  • Saves you the embarrassment and extra charges associated with a returned check
  • $25 fee imposed only when Courtesy Advance is used to cover an actual overdraft
  • Total fees paid for Courtesy Advance will be reflected in your monthly statements

To obtain overdraft protection for your ATM and debit card transactions, submit a request either by filling out this short form or contacting us at 800.222.1391.

Limitations: Courtesy Advance™ is a non-contractual courtesy that is available to individually/jointly owned accounts, with members over the age of 18, in good standing. SFPCU reserves the right to limit participation to one account per household and to discontinue this service without prior notice.

Financial Services for First Responders
  • Federally insured by the National Credit Union Administration
  • Equal Housing Opportunity
  • NMLS ID# 409710

APR = "Annual Percentage Rate". Actual APR is based on your credit profile and may be higher than the lowest rate available. Posted rates may include promotional discounts and other terms and conditions. APY = "Annual Percentage Yield". Rates are subject to change without notice.

SFPCU proudly provides banking and loan solutions for police, firefighters, EMTs and other first responders and their families in CA and beyond. Member eligibility

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