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Credit Cards

A credit card is a convenient and, often, necessary component of your money-management strategy and SFPCU provides Visa credit cards that reward you for using them. Police officers, firefighters and emergency personnel in California and beyond enjoy the financial flexibility and valuable benefits of our Visa credit cards.

Platinum Visa

Get Visa spending power with a credit card featuring competitive rates and no fees for transfers or cash advances.

Platinum Visa

Visa Share Secured

If you have a limited credit history, this card provides Visa benefits with a fixed rate and low monthly payments.

Visa Share Secured

Affinity Visa

Support your favorite civic organization with this Visa that donates a percentage of every transaction.

Affinity Visa

SFPCU Visa Chip Card

Chip cards offer stronger protection of cardholders' transaction data when used to make purchases at locations with chip-enabled terminals and ATMs.

SFPCU Visa Chip Card

CU Rewards Program

Enroll in the program that pays you back in rewards points every time you use your SFPCU Platinum Visa card.

CU Rewards Program

Verified by Visa

This free service safeguards your personal information to combat fraud so you can shop online confidently.

Verified by Visa

Payment Protection

If an injury or accident prohibits you from repaying your debts, SFPCU’s payment protection relieves your burden.

Payment Protection

  Platinum Visa Affinity Visa Visa Share Secured
Earn Rewards Points Redeemable for Gifts Yes Yes  
Competitive Rates Yes Yes Yes
No Annual, Balance or Transfer Fees Yes Yes Yes
Low Minimum Monthly Payment Yes Yes Yes
Free 24-Hour Info Service by Phone Yes Yes Yes
Free Online Account Access and Payment Yes Yes Yes
Price Protection on Purchases Yes Yes  
Personal Identity Theft Coverage Yes Yes  
Travel Accident Insurance Yes Yes  
Lost Luggage Reimbursement Yes Yes  
Warranty Manager Service with Warranty Registration and Warranty Protection Yes Yes  
Apply Online Yes Yes Yes
Financial Services for First Responders
Learn About Advancing Credit Unions
  • Federally insured by the National Credit Union Administration
  • Equal Housing Opportunity
  • NMLS ID# 409710

APR = "Annual Percentage Rate". Actual APR is based on your credit profile and may be higher than the lowest rate available. Posted rates may include promotional discounts and other terms and conditions. APY = "Annual Percentage Yield". Rates are subject to change without notice.

SFPCU proudly provides banking and loan solutions for police, firefighters, EMTs and other first responders and their families in CA and beyond. Member eligibility

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