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ONLINE BANKING MAINTENANCE
We will be performing Online Banking maintenance on Saturday, November 18th and Sunday, November 19th. Maintenance will begin each night at 9:00 p.m. PST and end by 1:00 a.m. PST the following morning. During the maintenance windows, you may experience brief interruptions in service. Thank you for your patience.
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Home Loans

Home Loans

SFPCU knows the value of establishing roots in a community. We help first responders and their families become part of the fabric of a neighborhood so they can contribute meaningfully and improve their quality of life. Police officers, firefighters and emergency personnel in California and beyond turn to SFPCU for home loan options that fit their budgets and lifestyle goals.

First Mortgage Loans

Our fixed-rate and adjustable-rate first mortgages feature a variety of terms with no hidden fees and no pre-payment penalties.

First Mortgage Loans

Home Equity Line of Credit

Tap into your home equity with a line of credit that you can use as you need it to pay for more renovations or lifestyle purchases.

Home Equity Line of Credit

Home Equity Loan

Borrow a specific amount of money against the value of your home with a home equity loan featuring a low, fixed rate.

Home Equity Loan

VA/FHA Loans

SFPCU offers mortgage loans with low down payment options.

VA/FHA Loans

Mortgages Outside California

First responders who have moved away from California can still quality for an SFPCU mortgage with this convenient option.

Mortgages Outside California

Reverse Mortgages

This mortgage for homeowners age 62 and beyond allows you to spend home equity you’ve built up without selling your home.

Reverse Mortgages

Realtor Referral Affinity Program

Save money on the purchase of your Bay Area home when you work with our Affinity Program realtors.

Realtor Referral Program

Documentation You Will Need

To buy or refinance your first or second mortgage, view our checklists to keep track of everything you'll need.

Mortgage Documentation

Mortgage Login

If you already have an SF Police Credit Union mortgage, login here to access your account.

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