Home Loans

Home Loans

SFPCU knows the value of establishing roots in a community. We help first responders and their families become part of the fabric of a neighborhood so they can contribute meaningfully and improve their quality of life. Police officers, firefighters and emergency personnel in California and beyond turn to SFPCU for home loan options that fit their budgets and lifestyle goals.

First Mortgage Loans

Our fixed-rate and adjustable-rate first mortgages feature a variety of terms with no hidden fees and no pre-payment penalties.

First Mortgage Loans

Home Equity Line of Credit

Tap into your home equity with a line of credit that you can use as you need it to pay for more renovations or lifestyle purchases.

Home Equity Line of Credit

Home Equity Loan

Borrow a specific amount of money against the value of your home with a home equity loan featuring a low, fixed rate.

Home Equity Loan

VA/FHA Loans

SFPCU offers mortgage loans with low down payment options.

VA/FHA Loans

Mortgages Outside California

First responders who have moved away from California can still quality for an SFPCU mortgage with this convenient option.

Mortgages Outside California

Reverse Mortgages

This mortgage for homeowners age 62 and beyond allows you to spend home equity you’ve built up without selling your home.

Reverse Mortgages

Financial Services for First Responders
  • Federally insured by the National Credit Union Administration
  • Equal Housing Opportunity
  • NMLS ID# 409710

APR = "Annual Percentage Rate". Actual APR is based on your credit profile and may be higher than the lowest rate available. Posted rates may include promotional discounts and other terms and conditions. APY = "Annual Percentage Yield". Rates are subject to change without notice.

SFPCU proudly provides banking and loan solutions for police, firefighters, EMTs and other first responders and their families in CA and beyond. Member eligibility

Site Design by ZAG Interactive. © 2014 SFPCU.