We understand the importance of establishing roots in your California community and contributing to its improvement. SFPCU offers multiple first mortgage options to people who want to settle into a neighborhood and build their lives.
Our fixed-rate mortgages guarantee your rate and monthly payment for principal and interest will never change over the term of your mortgage. With an adjustable-rate mortgage, your interest rate stays fixed at a lower level for a period of time before adjusting based on a specific index.
SFPCU will work with you to determine which loan option best fits your needs. Welcome to the neighborhood.
Features & Benefits
- Competitive rates
- Wide variety of terms, including fixed, adjustable, interest-only and more
- No hidden fees or pre-payment penalties
- Friendly and personal service
- Loans available up to 80% loan-to-value
- Access to our Realtor Referral Affinity Program, which allows you to save money on your Bay Area real estate purchase
Getting Started