First Mortgage Loans

Buying a home is one of the biggest and most important decisions you will make in your lifetime. Whether you are a first-time home-buyer, trading up, or refinancing to lower your monthly payment, we have a mortgage loan to fit your needs!

Our fixed-rate mortgages guarantee your rate and monthly payment for principal and interest will never change over the term of your mortgage. With an adjustable-rate mortgage, your interest rate stays fixed at a lower level for a period of time before adjusting based on a specific index. 

Features & Benefits

  • Competitive rates, currently below market
  • Wide variety of terms, including fixed, adjustable, interest-only and more
  • Low fees
  • Friendly and personal service, with non-commissioned loan officers, so you get honest, objective guidance
  • Loans available up to 80% loan-to-value
  • Access to our Realtor Referral Affinity Program, which allows you to save money on your Bay Area real estate purchase or sale

Getting Started

Contact Us

Have questions? Get in touch using the form below, and we’ll guide you through the process.

Preferred Contact Method

Best time to contact you: