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We will be performing Online Banking maintenance on Saturday, September 23 and Sunday, September 24. Maintenance will begin each night at 9:00 p.m. PST and end by 1:00 a.m. PST the following morning. During the maintenance windows, you may experience brief interruptions in service. 
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Home Loans

Home Equity Loan

When you have a home improvement project in mind or need a lump sum of money to pay off debt, the SFPCU Home Equity Loan could be one of your least expensive borrowing options.

Secure a low interest rate with this loan and pay it off in monthly installments over a specific term. You also could qualify for a tax break on the interest you pay, depending on your tax situation.

Apply Now Questions?

Features & Benefits

  • Low, fixed rates
  • Interest paid on the loan might be tax-deductible (please consult your tax advisor)
  • Fixed monthly payments
  • Borrow between $20,000 and $300,000
  • Payroll deduction and other convenient payment options available

Rates & Fees


  • Accessibility
  • Federally insured by the National Credit Union Administration
  • Equal Housing Opportunity
  • NMLS ID# 409710

APR = "Annual Percentage Rate". Actual APR is based on your credit profile and may be higher than the lowest rate available. Posted rates may include promotional discounts and other terms and conditions. APY = "Annual Percentage Yield". Rates are subject to change without notice.

SFPCU proudly provides banking and loan solutions including checking accounts, credit cards, auto loans and more for police, firefighters, EMTs and other first responders and law enforcement and their families in the Bay Area and beyond. Visit us at one of our branches in San Francisco, Pleasanton, San Mateo or Oakland, CA or check if you are eligible for membership and apply online today.

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