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Home Loans

Documentation You Will Need

Once you've selected a property you will need to collect and submit required documents such as pay statements, bank statements and tax returns, along with your application packet.  

For your convenience you can download the mortgage package and application below or if you are applying online all of the documentation is available in our Mortgage Center.       

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1)  Mortgage Application (1st and 2nd mortgages) 

2)  Mortgage Package (1st and 2nd mortgages) 

This package details required documentation and information regarding fees and disclosures you will need to review and sign. The application is not included in the package, but is available for download above. Download the application package below that applies to your current wage status.

3)  Home Loan Toolkit

Provided by the Consumer Financial Protection Bureau (CFPB), this toolkit provides a step-by-step guide to help consumers understand the nature and costs of real estate settlement services, define what affordable means to them, and find their best mortgage.

4)  Adjustable Rate Mortgages

If you are applying for an adjustable rate mortgage, please also download this consumer handbook. This handbook gives you an over-view of ARMs and explains how ARMs work so you are fully informed.

5)  Submitting your Application and Documents

You may submit your documents one of the following ways. Please do not send original documents only copies that we may keep.

  1.  Fax to 415.566.9251
  2.  Mail to SFPCU, ATTN. Loan Department, PO box 22219, San Francisco, CA 94122
  3.  Contact the Mortgage Loan Officer you are working with for instructions on how to send securely electronically


We appreciate the opportunity to work with you through this and all of your future home mortgage and financial needs. If you have any questions or need any assistance, please call  us 800.222.1391 and we will be happy to assist you.​

  • Accessibility
  • Federally insured by the National Credit Union Administration
  • Equal Housing Opportunity
  • NMLS ID# 409710

APR = "Annual Percentage Rate". Actual APR is based on your credit profile and may be higher than the lowest rate available. Posted rates may include promotional discounts and other terms and conditions. APY = "Annual Percentage Yield". Rates are subject to change without notice.

SFPCU proudly provides banking and loan solutions including checking accounts, credit cards, auto loans and more for police, firefighters, EMTs and other first responders and law enforcement and their families in the Bay Area and beyond. Visit us at one of our branches in San Francisco, Pleasanton, San Mateo or Oakland, CA or check if you are eligible for membership and apply online today.

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