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Mortgages Outside California

If you’re a first responder who has moved out of California and needs a mortgage, SFPCU offers this convenient mortgage lending option through CUPartners. We’ll help you realize your dream of homeownership in various states beyond California because we are committed to providing convenient mortgage options to our member all over the country. You also can refinance or purchase a vacation home in another state through CUPartners.

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Features & Benefits

  • Options with minimal to no down payment available
  • Highly competitive rates
  • First-time homebuyers welcome to apply
  • No hidden fees
  • No pre-payment penalty
  • Friendly and personal service

Mortgages available for homes in: Arizona, Arkansas, Colorado, Connecticut, Florida, Hawaii, Idaho, Illinois, Georgia, Mississippi, Montana, Nebraska, Nevada, New Jersey, North Carolina, South Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Texas (no cash-out refinances only on homestead/primary residences; cashout refinances permitted on 2nd homes & investment properties), Utah, Virginia, Washington, West Virginia, & Wisconsin.  Additional states or changes on currently  approved states may apply.


  • Accessibility
  • Federally insured by the National Credit Union Administration
  • Equal Housing Opportunity
  • NMLS ID# 409710

APR = "Annual Percentage Rate". Actual APR is based on your credit profile and may be higher than the lowest rate available. Posted rates may include promotional discounts and other terms and conditions. APY = "Annual Percentage Yield". Rates are subject to change without notice.

SFPCU proudly provides banking and loan solutions including checking accounts, credit cards, auto loans and more for police, firefighters, EMTs and other first responders and law enforcement and their families in the Bay Area and beyond. Visit us at one of our branches in San Francisco, Pleasanton, San Mateo or Oakland, CA or check if you are eligible for membership and apply online today.

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