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Payment Protection

Payment Protection

Sometimes accidents and events throw our lives into turmoil, resulting in changes that can be tragic and life-altering. You can protect yourself against financial disruptions that might occur by using SFPCU’s Payment Protection for your loans.

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SFPCU’s Payment Protection* is a voluntary loan-payment product that relieves you from the financial burden of delinquency, default or foreclosure if certain injuries or accidents leave you unable to pay your debts. If a protect life event happens to you and you’re a protected borrower or co-borrower on the loan, SFPCU will cover your monthly payments and outstanding balance up to an agreed maximum.

Details and Package Options

  • Cancel or reduce re-payment of your loan or Visa credit card debt (up to policy limits, which vary based on product)
  • Easy eligibility requirements make enrollment simple
  • Use the loan to supplement your disability coverage at work
  • Protect your family, collateral and credit rating
Package Options Covered Events
Total Life, Disability and Involuntary Unemployment
Premier Life and Disability
Basic Life

Ease your mind with Payment Protection to get you and your family through difficult financial times. If you have any question, please call one of our Financial Services Loan Officers at 800.222.1391.

*Payment Protection is a debt protection product offered by SF Police Credit Union. Enrollment in this debt protection product is voluntary and not required to obtain a loan. Please contact an SFPCU Financial Services Loan Officer for additional information on benefit maximums, eligibility, limitations, and a copy of your contract.

  • Accessibility
  • Federally insured by the National Credit Union Administration
  • Equal Housing Opportunity
  • NMLS ID# 409710

APR = "Annual Percentage Rate". Actual APR is based on your credit profile and may be higher than the lowest rate available. Posted rates may include promotional discounts and other terms and conditions. APY = "Annual Percentage Yield". Rates are subject to change without notice.

SFPCU proudly provides banking and loan solutions including checking accounts, credit cards, auto loans and more for police, firefighters, EMTs and other first responders and law enforcement and their families in the Bay Area and beyond. Visit us at one of our branches in San Francisco, Pleasanton, San Mateo or Oakland, CA or check if you are eligible for membership and apply online today.

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