Personal Loans

Personal Loans

SFPCU can help you achieve your financial goals in life. Police officers, firefighters and emergency personnel in California and beyond trust SFPCU for personal loans to finance everything from a home improvement project to their peace of mind.

Personal Loan

Borrow up to $25,000 that you can use for any purpose when you have a life improvement project in mind.

Personal Choice

Overdraft Protection Loan

This loan comes with a fixed, competitive rate that covers the occasional overdrafts on your checking account.

Overdraft Protection Loan

Share Secured Loan

Borrow money against your SFPCU Savings or Certificate account at a low cost to get the financial flexibility you need.

Share Secured Loan

  Personal Choice Loans Overdraft Protection Loans Share Secured Loans
Low, Competitive Fixed Rates Yes Yes Yes
Flexible Terms Up to 60 Months Yes   Yes
Loan Amounts Up to $25,000 Yes    
No Monthly Service or Usage Fees   Yes  
Apply Online Yes Yes Yes
Financial Services for First Responders
  • Federally insured by the National Credit Union Administration
  • Equal Housing Opportunity
  • NMLS ID# 409710

APR = "Annual Percentage Rate". Actual APR is based on your credit profile and may be higher than the lowest rate available. Posted rates may include promotional discounts and other terms and conditions. APY = "Annual Percentage Yield". Rates are subject to change without notice.

SFPCU proudly provides banking and loan solutions for police, firefighters, EMTs and other first responders and their families in CA and beyond. Member eligibility

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