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Savings Secured Loan

Looking for a lender more trustworthy than SFPCU? Maybe it’s you! SFPCU’s Savings Secured Loan allows you to borrow money against your SFPCU Savings or Certificate account at a low cost.

Not only do you save money in interest, but you continue to earn dividends on your money.

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Features & Benefits

  • Interest rate is just 3.00% above your savings or certificate rate
  • Use conveniently for any purpose
  • Terms available up to 60 months
  • Continue to earn dividends on your pledged funds
  • Flexible payment options available
  • Payment Protection available
Savings Secured Loans
Rates Effective: October 1, 2015
LoanAPR As Low As*
Savings Secured and Certificate Secured LoansUse your Savings or Certificate to secure a low-cost loan. The interest rate is just 3.00% above your Savings or Certificate rate. Savings Secured Loans are available for a maximum term of 60 months.

* APR = Annual Percentage Rate. Example rate of 3.50% with 60 monthly payments = $18.19 per $1,000 borrowed. Rates quoted above assume excellent borrower history and may include a discount of .25%. To qualify for this discount you must have an SFPCU deposit account from which your monthly loan payment is deducted. Your actual APR may vary and will be determined when a credit decision is made, and may be higher than the lowest rate available. Lower credit quality, longer terms, different loan types, and non-qualification for discounts may result in higher rates. Rates, terms, and conditions are subject to change without notice. For current rates or other information, call us at 800.222.1391.

Apply for an SFPCU Overdraft Protection Loan today through our online loan application or by calling SFPCU at 800.222.1391. You also can visit one of our convenient branches.

Financial Services for First Responders
  • Federally insured by the National Credit Union Administration
  • Equal Housing Opportunity
  • NMLS ID# 409710

APR = "Annual Percentage Rate". Actual APR is based on your credit profile and may be higher than the lowest rate available. Posted rates may include promotional discounts and other terms and conditions. APY = "Annual Percentage Yield". Rates are subject to change without notice.

SFPCU proudly provides banking and loan solutions for police, firefighters, EMTs and other first responders and their families in CA and beyond. Member eligibility

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