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SFPCU Savings

Holiday Savings Accounts

Holidays with your family should be festive and wonderful, not stressful and debt-laden. You can plan ahead for your holiday spending by saving throughout the year using SFPCU’s Holiday Account. When it’s time to shop for the holidays, you’ll know your budget based on how much you’ve saved.

Then you can avoid sticker shock from your post-holiday credit cards, and that means less worry and more opportunity to enjoy the essence of the season. Our first responder member families in California and beyond use SFPCU’s Holiday Account to ensure a happy holiday.

Open Your Account

Features & Benefits

  • Dividends earned and paid monthly
  • No minimum balance required to open and maintain your account
  • No monthly service fees
  • Payroll deduction offers an effortless, systematic way to save
Holiday Savings Accounts
Rates Effective: September 1, 2017
AccountMin. to OpenMin. to Earn APYTermDividend RateAPY
Holiday SavingsNone$0Open-ended0.10% 0.10%

Current Fee Schedule

Terms & Conditions: Rates/yields may change after you open your account. Fees could reduce earnings on the accounts. Dividends will be compounded monthly and will be credited monthly. Dividends are calculated by the daily balance method, which applies a daily periodic rate to the principal in your account each day. Dividends will begin to accrue on the day you deposit cash or non-cash into the account if deposited before close of business. APY is accurate as of the last dividend declaration date, which is the last day of each month. For additional terms and conditions, see About Your Accounts (pdf 267 kb) for more information.

Open your SFPCU Holiday Savings Account today through our online account application or by calling SFPCU at 800.222.1391. You also can visit one of our convenient branches.

  • Accessibility
  • Federally insured by the National Credit Union Administration
  • Equal Housing Opportunity
  • NMLS ID# 409710

APR = "Annual Percentage Rate". Actual APR is based on your credit profile and may be higher than the lowest rate available. Posted rates may include promotional discounts and other terms and conditions. APY = "Annual Percentage Yield". Rates are subject to change without notice.

SFPCU proudly provides banking and loan solutions including checking accounts, credit cards, auto loans and more for police, firefighters, EMTs and other first responders and law enforcement and their families in the Bay Area and beyond. Visit us at one of our branches in San Francisco, Pleasanton, San Mateo or Oakland, CA or check if you are eligible for membership and apply online today.

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