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Money Market Accounts

Money Market Accounts

You plan strategically for your family’s financial future by investing your money in various financial instruments. Consider SFPCU’s Money Market Account when you want to set aside a chunk of money that will grow safely and provide convenient access whenever you need liquid assets.

There are no monthly service fees or charges, so your money can grow at higher rates the more you deposit. The SFPCU Money Market Account is perfect for creating an emergency fund or working toward short- and medium-range goals when you still need instant access to your cash.

Open Your Account

Features & Benefits

  • $50,000 minimum deposit
  • High-yield tiered rates
  • Write up to six checks per month against the account
  • Free Direct Deposit and Payroll Deductions [links to Direct Deposit & Payroll Deduction]
  • Free access to Online Banking and E-statements [links to Online Banking page and E-Statements page]
  • Free 24/7 access to MemberLink, SFPCU’s telephone transaction line [links to MemberLink page]
  • Deposits federally insured by the National Credit Union Administration [links to NCUA Insurance Coverage page]
Money Market Wealth Builder Account
Rates Effective: July 1, 2015
AccountBalanceTermDividend RateAPY
Money Market Wealth Builder$0 - $49,999.99Open-ended0.10%0.10%
Money Market Wealth Builder$50,000 - $99,999.99Open-ended0.25%0.25%
Money Market Wealth Builder$100,000 - $149,999.99Open-ended0.30%0.30%
Money Market Wealth Builder$150,000 and overOpen-ended0.35%0.35%

Current Fee Schedule

Terms & Conditions: The minimum deposit to open an account is $50,000. Rates/yields may change after you open your account. Fees could reduce earnings on the accounts. The Dividend Rate and Annual Percentage Yield are based on the entire daily balance of the account. Subject to withdrawal limitations. APY is accurate as of the last dividend declaration date, which is the last day of each month. For additional terms and conditions, see About Your Accounts (pdf 267 kb) for more information.

Open your SFPCU Money Market Account today through our online account application or by calling SFPCU at 800.222.1391. You also can visit one of our convenient branches.

Financial Services for First Responders
  • Federally insured by the National Credit Union Administration
  • Equal Housing Opportunity
  • NMLS ID# 409710

APR = "Annual Percentage Rate". Actual APR is based on your credit profile and may be higher than the lowest rate available. Posted rates may include promotional discounts and other terms and conditions. APY = "Annual Percentage Yield". Rates are subject to change without notice.

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