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We will be performing maintenance that affects Online Banking, MemberLink, and our ability to complete transactions over the phone starting 9pm Saturday 05/23/2015 and ending 4am Sunday 5/24/2015.
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Vehicle Loans

Auto Loans

We want to get you on the roads of California and beyond with a hassle-free vehicle loan that allows you to enjoy your new vehicle or drive your current one with lower monthly payments. For purchases and refinances, SFPCU offers fixed, competitive rates plus a convenient online application that makes the process quick and easy.

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Features & Benefits

Auto Loans - New and Used
Rates Effective: May 1, 2015
TermAPR As Low As*
1-36 months1.74%
37-60 months1.99%
61-72 months2.49%
73-84 months3.49% $35k & over

NEW AUTO: 2014 or newer (7,500 miles or less). 73-84 month loan term with is only available for loans $35k and over.

USED AUTO: 2009 to 2014. 73-84 month loan term with is only available for loans $20k & over.

 

*APR = Annual Percentage Rate. Example rate of 1.74% APR with 36 monthly payments = $28.53 per $1,000 borrowed, assumes .25% discount for enrollment in automatic payments (fully indexed rate of 1.99%). Internal refinance will be subject to a 1.00% add on to your qualifying interest rate. +73-84 month New Auto loan requires a minimum loan amount of $35,000, Used Auto loan requires a minimum loan of $20,000. Rates quoted above assume excellent borrower history. Out-of-state vehicles are acceptable on dealer transactions only. Rates terms and conditions are subject to change without notice.

 

Auto Loans - Early Model Autos 1994 - 2008
Rates Effective: May 1, 2015
TermAPR as low as*
1-36 Month4.74%
37-60 months5.24%

*APR = Annual Percentage Rate. Internal refinance will be subject to a 1.00% add on to your qualifying interest rate.  Rates quoted above assume excellent borrower history. Your actual APR may vary and will be determined when a credit decision is made, and may be higher than the lowest rate available. Lower credit quality and non-qualification for discounts may result in higher rates. There are no pre-payment penalties on early payoff of loans. Rates, terms, and conditions are subject to change without notice.

100% of good value in CPI manual; Appraisal may be required. Financing may include purchase price, including tax, license, warranty, GAP, based on Low Blue Book.

Financial Services for First Responders
  • Federally insured by the National Credit Union Administration
  • Equal Housing Opportunity
  • NMLS ID# 409710

APR = "Annual Percentage Rate". Actual APR is based on your credit profile and may be higher than the lowest rate available. Posted rates may include promotional discounts and other terms and conditions. APY = "Annual Percentage Yield". Rates are subject to change without notice.

SFPCU proudly provides banking and loan solutions for police, firefighters, EMTs and other first responders and their families in CA and beyond. Member eligibility

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