We will be performing Online Banking maintenance on Saturday, December 15 and Sunday, December 16, 2018. Maintenance will begin each night at 9:00 p.m. PST and end by 1:00 a.m. PST the following morning. During the maintenance windows, you may experience brief interruptions in service. We apologize for the inconvenience.
Vehicle Loans

First Time Auto Buyer Loan

Purchasing your first vehicle can be an exciting, yet overwhelming, experience. SFPCU can help eliminate some of the worry and stress to make the process as easy as possible with our First-Time Auto Buyer Loan.

This loan caters to people buying their own first vehicle and to first responders’ families shopping for a vehicle for their teenagers or college students. You’ll receive the attentive service and valuable deals you expect from SFPCU.

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Features & Benefits

  • A low, fixed APR
  • No co-signer needed
  • Convenient payment options
  • Easy and secure online application process
  • Access to Personal Auto Buying Service
First Time Auto Buyer Loan
Rates Effective: December 1, 2018
LoanTerms and ConditionsTermAPR As Low As*
First-Time Auto Buyer LoanFinancing may include purchase price, tax, license, GAP, based on up to 90% of Blue Book.1-60 Months6.24%

*APR = Annual Percentage Rate. Internal refinance will be subject to a 1.00% add on to your qualifying interest rate.  Rates quoted above assume excellent borrower history. Your actual APR may vary and will be determined when a credit decision is made, and may be higher than the lowest rate available. Lower credit quality and non-qualification for discounts may result in higher rates. There are no pre-payment penalties on early payoff of loans. Rates, terms, and conditions are subject to change without notice.

Apply for an SFPCU First-Time Auto Buyer Loan today through our online loan application or by calling SFPCU at 800.222.1391. You also can visit one of our convenient branches.