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Sport and Recreational Vehicles

When you’re ready to escape on vacation or enjoy a few hours of fun, SFPCU offers the loans you need for boats and recreational vehicles of various types. You’ll get the friendly personal service that first responders have come to expect from us. Find out how SFPCU can add more fun to your vacations with a loan for some new toys.

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Features & Benefits

  • Available for: boats, jet skis, RVs, custom vans, van conversions, travel trailers and mobile homes
  • Competitive rates and terms
  • Convenient payment options available
  • Payment Protection available
Sport and Recreational Vehicles
Rates Effective: August 1, 2015
LoanTerms and ConditionsTermAPR As Low As*
New or Used Boat/ Trailer/ Jet SkiNEW: 80% of purchase price. USED: 75% of appraised value on private party, dealer transactions or refinance.1-60 months6.49%
 NEW: 80% of purchase price. USED: 75% of appraised value on private party, dealer transactions or refinance.61-72 months6.74%
 NEW: 80% of purchase price. USED: 75% of appraised value on private party, dealer transactions or refinance.73-84 months6.99%
 NEW: 80% of purchase price. USED: 75% of appraised value on private party, dealer transactions or refinance.85-120 months7.49% $35k & over
New or Used Motor Homes/ RVsNEW: 90% of purchase price.USED: 80% of appraised value on private party, dealer transactions or refinance.1-60 months6.74%
 NEW: 90% of purchase price.USED: 80% of appraised value on private party, dealer transactions or refinance.61-72 months6.99%
 NEW: 90% of purchase price.USED: 80% of appraised value on private party, dealer transactions or refinance.85-120 months7.49% $35k & over
New or Used Motor Homes/ RVs NEW: 90% of purchase price.USED: 80% of appraised value on private party, dealer transactions or refinance.73-84 months7.24%
New or Used Travel TrailerNEW: 80% of purchase price. USED: 75% of appraised value on private party, dealer transactions or refinance.1-60 months6.74%
 NEW: 80% of purchase price. USED: 75% of appraised value on private party, dealer transactions or refinance.73-84 months7.24%
 NEW: 80% of purchase price. USED: 75% of appraised value on private party, dealer transactions or refinance.85-120 months7.49% $35k & over
New or Used Travel Trailer NEW: 80% of purchase price. USED: 75% of appraised value on private party, dealer transactions or refinance.61-72 months6.99%
New Mobile Home80% of purchase price; fees paid out of pocket. Must be in mobile home park or private property.180 months11.00%
Used Mobile Home80% of purchase price or appraised value; fees paid out of pocket. Must be in mobile home park or private property.180 months12.00%

+ Minimum Loan of $35,000 or higher.

*APR = Annual Percentage Rate. Your actual APR may vary and will be determined when a credit decision is made, and may be higher than the lowest rate available. Lower credit quality and non-qualification for discounts may result in higher rates. There are no pre-payment penalties on early payoff of loans. Rates, terms, and conditions are subject to change without notice.

Apply for an SFPCU RV and Boat Loan today through our online loan application or by calling SFPCU at 800.222.1391. You also can visit one of our convenient branches. For recreational purposes only, not to be used for financing of a primary residence.

Important Note - Recreational Vehicles Loans, for recreational purposes only and may not be used to finance a primary residence.- NEW BOAT/TRAILER/JET SKI: 80% of purchase price. USED BOAT/TRAILER/JET SKI: 75% of appraised value on private party, dealer transactions or refinance. NEW MOTOR HOMES/RVS: 90% of purchase price. USED MOTOR HOMES/RVS: 80% of appraised value on private party, dealer transactions or refinance. NEW TRAVEL TRAILER: 80% of purchase price. USED TRAVEL TRAILER: 75% of appraised value on private party, dealer transactions or refinance. Contact us for more details.

Financial Services for First Responders
  • Federally insured by the National Credit Union Administration
  • Equal Housing Opportunity
  • NMLS ID# 409710

APR = "Annual Percentage Rate". Actual APR is based on your credit profile and may be higher than the lowest rate available. Posted rates may include promotional discounts and other terms and conditions. APY = "Annual Percentage Yield". Rates are subject to change without notice.

SFPCU proudly provides banking and loan solutions for police, firefighters, EMTs and other first responders and their families in CA and beyond. Member eligibility

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