• Travel Apps You Won’t Want to Skip

    Travel Apps
    Jun 15, 2018
    When it comes to technology, the travel industry has plenty to offer in terms of innovative solutions that can make your trip smoother, safer, more fun, less stressful, and of course, easier on your wallet. From scoring a last-minute deal on an upscale hotel to helping you zoom through U.S. Customs, the apps we’re highlighting here can help you spend more of your vacation time on what you enjoy, endure fewer hassles and maximize your travel dollars.
  • Memorial Day: Little-Known Facts and Happenings in the Bay Area This Weekend

    Memorial Day 2018
    May 25, 2018
    Although it didn’t become an official national holiday until 1971, Memorial Day is rooted in an American tradition that dates back to the years following the Civil War. Often confused with Veterans Day, which pays tribute to all who have served in the United State Armed Forces, Memorial Day is intended to honor Americans who died in battle or as a result of wounds sustained in battle. Memorial Day also marks the unofficial beginning of summer, and is one of the busiest travel days of the year. In fact, record numbers of people are expected to take to the roads this weekend, even as gas prices soar. To honor our fallen soldiers and help you make the most of the holiday, we’ve decided to share a few little-known facts about Memorial Day, and tips on what’s occurring in the Bay Area this weekend.
  • What You Need to Know About the Transport Layer Security (TLS) Changeover

    Online security
    May 18, 2018
    A major change issued by the Payment Card Industry (PCI) goes into effect on July 1, 2018--all merchants accepting credit card payments must have upgraded to a secure, current version of Transport Layer Security (TLS) to process transactions. You might not be familiar with TLS, or you might think a Payment Card Industry mandate only affects store owners. Before assuming the TLS changeover doesn’t apply to you, keep in mind that the TLS deadline has the potential to affect regular consumers nationwide if they haven’t also taken some simple steps to prepare for the big switch.
  • Malicious Cryptomining: What You Should Know

    Bitcoin in front of a computer screen
    May 14, 2018
    One of the fastest growing cyber threats doesn’t involve an extortion demand via ransomware or access to your financial accounts by way of phishing scam. In fact, this new wave of criminal activity isn’t focused on taking your money, but instead, seeks to cash in on hijacking your computer’s power and bandwidth. In an extraordinarily short timeframe, malicious cryptomining has surfaced as the second-most popular form of cybercrime impacting both consumers and businesses alike. As reports from security experts and sources such as Business Insider tell us, this occurs even as the overall use of traditional malware is actually declining. Stay one step ahead of those who would disrupt your livelihood and steal your resources for their financial gain with an understanding of these basic facts about malicious cryptomining.
  • Why Do We Have Multiple Credit Scores and Does This Matter?

    Why we have different credit scores
    May 04, 2018
    As your credit score is a major factor impacting your financial well-being, it can be vexing to hear that you have different credit scores depending on the lender or creditor you are using, and the purpose of the inquiry into your score. Not only does your credit score affect whether you may qualify for a certain loan or line of credit, but it also affects financial transactions such as renting an apartment or establishing a utility account in your name. Moreover, your credit score is used to determine the interest rate and/or terms that you’re eligible to receive on a loan. Of course, paying higher interest rates or accepting less favorable terms means having to pay extra money that could be used for other purposes.