At times, unanticipated expenses or unforeseen problems can leave you with too little cash in your share draft/checking account. At SFPCU, we do not encourage overdrafts. As always,we encourage you to manage your finances responsibly.
However, we want to save you from the additional merchant fees and possible damage to your credit history that might result if a check is returned. Below are the Overdraft Protection options that are available to you.
- Courtesy Advance - The addition of Courtesy Advance to your SFPCU Checking Account will pay your checks, ATM and Debit Card transactions up to your established limit if your account inadvertently becomes overdrawn.
- Overdraft Protection Loan - provides overdraft protection up to your established loan limit (maximum of $2000).
- Link to your Savings Account - overdrafts are covered by the balance in your SFPCU Savings Account.
For more information on the Overdraft Protection options available, please click on the links above or contact us at 800.222.1391 and a Financial Services Representative can help you determine which is the best option for you.