Education Center

How to Join Revised

Experiencing Financial Challenges?

SF Police Credit Union is Here to Help You

The SF Police Credit Union recognizes that during these tough economic times it may be difficult to make ends meet, or even to keep your finances on track.

We may be able to provide advice and a solid solution to avoid mortgage foreclosure, late payments and a negative impact to your credit. There are several options that may be available to you including*:

  • Loan Modifications
  • Loan Repayment Plans
  • Loan Extensions
  • Refinance

*SFPCU reserves the right, in its sole absolute discretion to allow or disallow any of the foregoing options.

How do I Know When to Seek Financial Counseling?

As always, you are the best judge of your financial situation. If you notice you are beginning to make late payments or are charging more on credit cards than usual, you may want to seek financial advice. There are some key life events that will tend to have a significant impact on your finances:

  • Loss of regular income of you or your spouse
  • Illness of yourself or a family member
  • Death of a family member
  • Divorce

The best time for dealing with your finances is before they become a problem.  To help you get your budget financially fit SFPCU has partnered with BALANCE, a financial education and counseling service that offers free, confidential counseling to help individuals and families get back on track with their bills. A BALANCE counselor can go over your income and expenses and offer options for dealing with your debt.

We encourage you to take advantage of this opportunity to go over your situation with a professional. Your call to BALANCE is free. For more information on BALANCE, click here or to schedule an appointment, call 888.456.2227, Monday through Thursday, 5:00 a.m. to 8:00 p.m. (PST), Friday, 5:00 a.m. to 5:00 p.m. and Saturday, 8:00 a.m. to 5:00 p.m.