Education Center


Credit Bureau Information

It is recommended that you check your credit at least once a year to watch for any unauthorized activity. There are 3 main credit bureaus you can contact if you need to check and/or dispute your credit:

  • Experian - 888.397.3742 - P.O. Box 9532, Allen, TX 75013
  • Equifax - 800.685.1111 - P.O. Box 740241, Atlanta, GA 30374-0241
  • TransUnion - 800.888.4213 - P.O. Box 6790, Fullerton, CA 92834-6790

Under the Fair and Accurate Credit Transactions Act (FACT Act) consumers are entitled to a free credit report once every 12 months from each of the three nationwide consumer credit reporting companies listed above. To request and obtain your free Credit Report you can:

  • Visit
  • Call toll-free 877.322.8228
  • Complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281