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Use our credit union switch kit and get rid of your big bank checking account!

Switch to SFPCU

Get rid of your big bank checking account! At SF Police Credit Union, you're a member-owner, not a customer. With no shareholders to answer to, we offer what is right for our members such as free checking with ATM surcharge rebates, a full array of free online services, low rates on loans, and so much more.

Most importantly, SF Police Credit Union does not (and never will) push products and services just to meet sales quotas. Our staff does not work on commission, so you can rest assured that we are putting your best interests first. 

It's easier than you think to switch to SF Police Credit Union. You deserve to bank with someone you can trust. Use our step-by-step switch kit below and hop on board!

1. Choose Your Checking Account

Open your Global ATM Checking Account at SF Police Credit Union with just $25 and enjoy features such as:

  • Up to 10 ATM fee rebates per month* 
  • Dividends earned and paid monthly
  • $25 to open your account
  • Access to Online Banking and all features such as Mobile Banking and Check Deposit, Bill Pay and E-statements
  • Overdraft protection
  • Free MasterCard® debit card
  • 24/7 access to MemberLink, SFPCU’s telephone transaction line
  • Fee-free access to ATMs and shared branches nationwide

Open Your Account   Explore SFPCU's other Checking Account options

*SFPCU will refund ATM surcharges up to $3 per out-of-network ATM transaction. You must have an SFPCU Checking Account in good standing and a Direct Deposit posted to your Checking Account monthly.

2. Set up Direct Deposit

Get convenient access to your income, set up direct deposit into your new SFPCU checking account. Download and complete the appropriate direct deposit form below. If you are not employed by the City and County of San Francisco, please download the generic form or ask your HR Department for your company's Direct Deposit Authorization form.

3. Change Automatic (Electronic) Payments

Move over any automatic payments previously set up with your old account. Simply download and complete the Automatic Payments form below and send it to each business or organization you had set up any recurring electronic payments with (such as health club fees, insurance, or internet service provider fees).

4. Close Your Old Account

Close your old account and say so long monthly service fees! If you would like to close your old Checking Account, download and complete the Account Closing Request form below and send it to your old financial institution. Please make sure to wait until all outstanding checks and automatic payments have cleared through your old account before closing.

5. Get the Most From Your SFPCU Membership!

Check out the many great financial products and services available exclusively for our members.

Need help? Contact us at 800.222.1391 and we'll be happy to assist you.


  • Accessibility
  • Federally insured by the National Credit Union Administration
  • Equal Housing Opportunity
  • NMLS ID# 409710

APR = "Annual Percentage Rate". Actual APR is based on your credit profile and may be higher than the lowest rate available. Posted rates may include promotional discounts and other terms and conditions. APY = "Annual Percentage Yield". Rates are subject to change without notice.

SFPCU proudly provides banking and loan solutions for police, firefighters, EMTs and other first responders and their families in CA and beyond. Member eligibility

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